EXECUTIVE OFFICERS > JOEL B. RONKIN

Executive Vice President and General Manager,
North America

Joel B. Ronkin has served as our Executive Vice President and Chief Administrative Officer since March 2004, as our Senior Vice President and Chief Administrative Officer from February 2001 through February 2004 and as our Vice President, Associate General Counsel and Assistant Secretary from the time he joined us in March 1999 through January 2001. From June 1997 through March 1999, Mr. Ronkin served as the Vice President, Secretary and General Counsel of National Auto Finance Company, Inc., an automobile finance company. From May 1992 until June 1997, Mr. Ronkin was an attorney with the law firm of Steel Hector & Davis L.L.P. in Miami, Florida.

EXECUTIVE OFFICERS

E. Scott Beattie
Chairman, President
and Chief Executive Officer

>> Joel B. Ronkin <<
Executive Vice President
and General Manager,
North America

Dirk Trappmann
Executive Vice President
and General Manager,
International

Kathy Widmer
Executive Vice President
and Chief Marketing Officer

Stephen J. Smith
Executive Vice President
and Chief Financial Officer

Pierre Pirard
Executive Vice President,
Product Innovation & Global Supply Chain

Oscar E. Marina
Executive Vice President,
General Counsel and Secretary

L. Hoy Heise
Executive Vice President
and Chief Information Officer

OTHER SENIOR OFFICERS

Lita Cunningham
Senior Vice President,
Global Human Resources

Marcey Becker
Senior Vice President,
Finance, Treasurer
and Corporate Development


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